EXCERPT FROM THE STUDY
E-Payment systems refer to the automated processes of exchanging monetary value among parties in business transactions and transmitting this value over the ICT networks (Nnaka, 2009 as cited in (Ayo and Ukpere, 2012). In the Nigeria, e-payment is effecting payment from one end to another end through the medium of the computer without manual intervention beyond inputting payment data, it is the ability to pay the suppliers, vendors and staff salaries electronically at the touch of a computer button (Asaolu et al, 2011).
Background of t
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